Terms of Use

Last updated: November 2026

This website gives general information for first-time home buyers. It is not legal, tax or financial advice. First Time Buyer Central is not a lender, a mortgage broker or a real estate brokerage, and does not make credit decisions.

No guarantee

Loan programs, down payment assistance, rates and rules change and depend on your situation. Confirm everything with a licensed lender and real estate professional before you act.

Third-party professionals

Agents and lenders we connect you with are independent. Any agreement you make is between you and them.

Use of the site

Do not submit false information or use the site to send spam. We may block submissions that look automated or abusive.