Get my free plan
For first-time home buyers

Buy your first home without guessing, overpaying or getting stuck.

Answer 6 quick questions. We send you a free First-Home Game Plan and connect you with a local agent and lender who work with first-time buyers every day.

  • Know what you can afford before you fall in love with a house
  • See which loan types fit your credit, savings and situation
  • Find out if down payment help is worth checking where you live
  • Get a clear next step, not a stack of brochures

Get your free First-Home Game Plan

Takes about 2 minutes. No cost, no obligation.

Step 1 of 4
When would you like to buy?

Free. No credit check. Your info is never sold.

What you get, free

Everything a first-time buyer wishes they had on day one

Most first-time buyers start by browsing listings. That is backwards. Start with your plan, and the rest gets easier.

Your number

A realistic price range

A lender who works with first-time buyers looks at your income, debts and savings and tells you what you can comfortably afford, before you start touring.

Your loan options

The loans that fit you

FHA, conventional, VA if you served, and local first-time buyer programs. You see which ones fit your credit and savings, in plain English.

Your help

Down payment help to check

Many states, counties and cities run down payment and closing cost programs. Rules and funding change, so your plan lists the ones worth checking where you want to buy.

Your team

A local agent and lender

One agent and one lender who work with first-time buyers in your area. One conversation, not ten. You decide if and when to move forward.

How it works

Answer 6 questions

Your timeline, your area, your price range and how to reach you. About 2 minutes.

Get your Game Plan

Your first-time buyer checklist opens right away. A local pro follows up to fill in your numbers.

Move when you're ready

Get pre-approved, tour with a plan and make offers with confidence. No pressure to buy on anyone's schedule but yours.

Six expensive first-time buyer mistakes

Your plan is built to help you avoid these.

Shopping before pre-approvalYou fall for a house you can't get financed, or lose it to a buyer who was ready.
Only budgeting for the down paymentClosing costs, inspections, moving and the first repairs come due too.
Taking the first loan offeredRates and fees vary between lenders. Comparing is part of the job.
Skipping the inspectionIt is the cheapest way to find the expensive problems before you own them.
Opening new credit mid-purchaseA new car or credit card before closing can change your approval.
Not checking assistance programsFirst-time buyer help exists in many areas, but you have to ask for it.

Questions first-time buyers ask

Is the Game Plan really free?

Yes. There is no cost and no obligation. The agents and lenders we connect you with are paid only if you choose to work with them and buy or finance a home.

Will this hurt my credit score?

No. Filling out this form does not pull your credit. A lender will ask your permission before any credit check, usually when you decide to get pre-approved.

I'm not ready to buy for a year. Is it too early?

No. Starting early gives you time to raise your score, save more and learn which programs fit you. Pick "6 to 12 months" or "Just exploring" and we'll pace it to you.

How much do I need for a down payment?

It depends on the loan. Some loans allow a low down payment, and VA loans can allow none for eligible veterans and service members. Your lender will show you the options for your situation.

Who will contact me?

A licensed local real estate agent or lender who works with first-time buyers in the area you chose. You can opt out at any time.

Your first home starts with a plan.

Two minutes now saves you months of guessing later. Get your free First-Home Game Plan.

Get my free plan