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- Want to Become a Prepared Buyer? Here’s How « Jeff’s Carlsbad Blog for First Time Home Buyers on What Does a Prepared Buyer Look Like
- What are CC and Rs? « Jeff’s Carlsbad Blog for First Time Home Buyers on What are CC and Rs?
- What Happens if the House I am Buying Does Not Appraise? « Jeff’s Carlsbad Blog for First Time Home Buyers on What Happens if the House I am Buying Does Not Appraise?
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Cool Links
Category Archives: Financial
How to Dispute Errors on Your Credit Report
A good friend and mortgage broker, George Souto, in Connecticut, wrote a great article on how to dispute errors on your credit report. Errors are actually pretty common and you may find some when you are going through the credit … Continue reading
Posted in Financial
Tagged buyers, credit score, first time buyers, first time buyers. home search
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North San Diego County Down Payment Assistance Programs
My friend CRAIG GRIFFIN at Guild Mortgage is an expert on DOWN PAYMENT ASSISTANCE programs for first time home buyers in the North San Diego County area. He has a new down payment assistance website that is worth checking out … Continue reading
Posted in Financial, Mortgage info
Tagged buyers, down payment assistance, Financial, first time buyers
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Buyers – Here are 5 New Year’s Resolutions
HAPPY NEW YEAR!! If buying a home is on your list of to do’s, there is lots of work to do. And to be effective you really need to be serious, and you must be a prepared buyer. I have … Continue reading
Posted in Due Diligence, Financial, What do I Buy?
Tagged Financial, first time buyers, House Hunting, mortgages
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FHA Rules are Changing in October and It Will Cost You More
Don’t miss this critical update on the new changes in FHA loans just approved effective October 4 Continue reading
Are You a Contractor or Do You Own Your Own Business?
First Time Home Buyers – If you are a independent contractor or have your own business, be prepared for more grilling as you go through the loan process. The days of no doc loans are gone, and you can certainly … Continue reading
Posted in Financial, Mortgage info, The purchase process
Tagged buyers, Financial, first time buyers, mortgages, underwriting
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Down Payment Assistance Programs in San Diego
First time home buyers can no longer take advantage of the Federal First Time Home Buyer Tax Credit, but if you are in California you CAN take advantage of the first time home buyer tax credit of up to $10K … Continue reading
What You Should Know about Buyer’s Closing Costs
This article is specifically written for buyers in California where we use escrow companies, as opposed to attorneys, to complete the transaction. But lots of this information may still apply, and it’s worthwhile to consider the overall concept – thinking … Continue reading
Posted in Financial, Realtor's Job, The purchase process
Tagged buyers, closing, closing costs, down payment, first time buyers
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The Obvious, and Hidden, Costs of Buying a Home
No doubt buying a home these days is expensive. Particularly in some parts of the country such as Southern California. Many of the costs are obvious, but some are expenses buyers don’t necessarily think about, or are somewhat hidden. In … Continue reading
Do You Have Proof of Funds?
Proof of funds (POF) can be an important component of your offer. If you are a buyer with a down payment, it may be in your best interest to submit an offer with proof of funds. While this may only … Continue reading
Posted in Financial, Offers
Tagged buyers, down payment, Financial, first time buyers, Offers
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Summary of FEDERAL and CALIFORNIA Tax Credits
Time is running out to get in on the Federal tax credits. But if you are able to put a California home under contract BY APRIL 30, 2010 and CLOSE after MAY 1, you could get both the Federal and … Continue reading
