Tag Archives: first time buyers

Are You a Contractor or Do You Own Your Own Business?

Posted on July 16, 2010 by Jeff Dowler

First Time Home Buyers – If you are a independent contractor or have your own business, be prepared for more grilling as you go through the loan process. The days of no doc loans are gone, and you can certainly … Continue reading →

Posted in Financial, Mortgage info, The purchase process | Tagged , , , , | Leave a comment

Afraid to Ask the Question?

Posted on July 13, 2010 by Jeff Dowler

As a new buyer you will likely have a ton of questions. You may feel that you know little or nothing at all about buying a home. So what?! Ask the questions you need to ask. In my opinion there … Continue reading →

Posted in General Information, Psychological Stuff, Realtor's Job | Tagged , , , | Leave a comment

Wait and See Moments

Posted on July 11, 2010 by Jeff Dowler

Delays – I call them Wait and See moments – area common in real estate. Be prepared Continue reading →

Posted in Psychological Stuff, The purchase process | Tagged , , , , | Leave a comment

Down Payment Assistance Programs in San Diego

Posted on June 22, 2010 by Jeff Dowler

First time home buyers can no longer take advantage of the Federal First Time Home Buyer Tax Credit, but if you are in California you CAN take advantage of the first time home buyer tax credit of up to $10K … Continue reading →

Posted in Financial, Homeownership, Mortgage info, What do I Buy? | Tagged , , , , , , | 1 Comment

Are You Really Ready to Buy a Home?

Posted on June 3, 2010 by Jeff Dowler

Are you really ready to buy a home? Here’s how to find out Continue reading →

Posted in Psychological Stuff, The purchase process, What do I Buy? | Tagged , , , | 5 Comments

What You Should Know about Buyer’s Closing Costs

Posted on May 4, 2010 by Jeff Dowler

This article is specifically written for buyers in  California where we use escrow companies, as opposed to attorneys, to complete the transaction. But lots of this information may still apply, and it’s worthwhile to consider the overall concept – thinking … Continue reading →

Posted in Financial, Realtor's Job, The purchase process | Tagged , , , , | Leave a comment

How to Protect Your Home From Fires

Posted on May 2, 2010 by Jeff Dowler

Someone kindly sent along a link to a really useful article about protecting your home from fires. So I thought I would, and should, share it. There are links to 10 different GUIDES, some interactive, as well as a list … Continue reading →

Posted in Homeownership | Tagged , , , , | Leave a comment

The Obvious, and Hidden, Costs of Buying a Home

Posted on May 2, 2010 by Jeff Dowler

No doubt buying a home these days is expensive. Particularly in some parts of the country such as Southern California. Many of the costs are obvious, but some are expenses buyers don’t necessarily think about, or are somewhat hidden. In … Continue reading →

Posted in Financial, House Hunting | Tagged , , , , , , | Leave a comment

Do You Have Proof of Funds?

Posted on April 27, 2010 by Jeff Dowler

Proof of funds (POF) can be an important component of your offer. If you are a buyer with a down payment, it may be in your best interest to submit an offer with proof of funds. While this may only … Continue reading →

Posted in Financial, Offers | Tagged , , , , | 1 Comment

Summary of FEDERAL and CALIFORNIA Tax Credits

Posted on April 12, 2010 by Jeff Dowler

Time is running out to get in on the Federal tax credits. But if you are able to put a California home under contract BY APRIL 30, 2010 and CLOSE after MAY 1, you could get both the Federal and … Continue reading →

Posted in Financial, Taxes | Tagged , , | 2 Comments