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- Want to Become a Prepared Buyer? Here’s How « Jeff’s Carlsbad Blog for First Time Home Buyers on What Does a Prepared Buyer Look Like
- What are CC and Rs? « Jeff’s Carlsbad Blog for First Time Home Buyers on What are CC and Rs?
- What Happens if the House I am Buying Does Not Appraise? « Jeff’s Carlsbad Blog for First Time Home Buyers on What Happens if the House I am Buying Does Not Appraise?
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Tag Archives: Financial
North San Diego County Down Payment Assistance Programs
My friend CRAIG GRIFFIN at Guild Mortgage is an expert on DOWN PAYMENT ASSISTANCE programs for first time home buyers in the North San Diego County area. He has a new down payment assistance website that is worth checking out … Continue reading
Posted in Financial, Mortgage info
Tagged buyers, down payment assistance, Financial, first time buyers
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Buyers – Here are 5 New Year’s Resolutions
HAPPY NEW YEAR!! If buying a home is on your list of to do’s, there is lots of work to do. And to be effective you really need to be serious, and you must be a prepared buyer. I have … Continue reading
Posted in Due Diligence, Financial, What do I Buy?
Tagged Financial, first time buyers, House Hunting, mortgages
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Are You a Contractor or Do You Own Your Own Business?
First Time Home Buyers – If you are a independent contractor or have your own business, be prepared for more grilling as you go through the loan process. The days of no doc loans are gone, and you can certainly … Continue reading
Posted in Financial, Mortgage info, The purchase process
Tagged buyers, Financial, first time buyers, mortgages, underwriting
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Down Payment Assistance Programs in San Diego
First time home buyers can no longer take advantage of the Federal First Time Home Buyer Tax Credit, but if you are in California you CAN take advantage of the first time home buyer tax credit of up to $10K … Continue reading
The Obvious, and Hidden, Costs of Buying a Home
No doubt buying a home these days is expensive. Particularly in some parts of the country such as Southern California. Many of the costs are obvious, but some are expenses buyers don’t necessarily think about, or are somewhat hidden. In … Continue reading
Do You Have Proof of Funds?
Proof of funds (POF) can be an important component of your offer. If you are a buyer with a down payment, it may be in your best interest to submit an offer with proof of funds. While this may only … Continue reading
Posted in Financial, Offers
Tagged buyers, down payment, Financial, first time buyers, Offers
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Misconceptions About the First Time Home Buyer’s Tax Credit
First of all, don’t forget that this credit is not going to last forever. The DEADLINE to get the credit is APRIL 30, 2010 (You must have your new home under contract by that date, i.e., a binding sales contract, … Continue reading
Posted in FAQs, Financial, Taxes
Tagged buyers, Financial, first time buyers, first time home buyers, Taxes
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What is POF (Proof of funds)?
Do you know what Proof of Funds is? And why it is important? Continue reading
First Time Homebuyer Tax Credit Extended
First Time Homebuyer tax credit extended until April 30, 2010 with a new tax credit for move-up buyers as well. Continue reading
Posted in Financial, Mortgage info, Taxes
Tagged buyers, Financial, first time buyers, first time home buyers, property taxes
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Homebuyer Credit Extended?? Not yet
Word on the news and on the street is that the First Time Homebuyer Credit has been extended to the end of April 2010, plus they have added a credit for SOME move-up buyers. BUT IT IS NOT DEFINITE. I … Continue reading
