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- Want to Become a Prepared Buyer? Here’s How « Jeff’s Carlsbad Blog for First Time Home Buyers on What Does a Prepared Buyer Look Like
- What are CC and Rs? « Jeff’s Carlsbad Blog for First Time Home Buyers on What are CC and Rs?
- What Happens if the House I am Buying Does Not Appraise? « Jeff’s Carlsbad Blog for First Time Home Buyers on What Happens if the House I am Buying Does Not Appraise?
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Category Archives: The purchase process
What is a COUNTER OFFER?
One of the things you are likely to encounter in this market after you make your offer is a COUNTER OFFER. A COUNTER OFFER is a response from the seller, in writing (on a California Counter offer Form) where the … Continue reading
Posted in Offers, The purchase process
Tagged buyers, counter offers, first time buyers, Offers
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Buyer Presentations (Part 1 of 2) | The Value of a Buyer Presentation
This is the first in a 2-part series on buyer presentations: Part 1: Why you should have one Part 2: What you should expect from a presentation If you are a first time home buyer, you need to learn a … Continue reading
Posted in Choosing a Realtor, Due Diligence, The purchase process
Tagged buyers, decision making, first time buyers
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BEWARE- The Underwriter
The last stage in the approval of your loan is for the lender’s underwriter to review all the documents in the file – your financials, the application, the appraisal and more. The underwriter is the final decision maker on whether … Continue reading
Are You a Contractor or Do You Own Your Own Business?
First Time Home Buyers – If you are a independent contractor or have your own business, be prepared for more grilling as you go through the loan process. The days of no doc loans are gone, and you can certainly … Continue reading
Posted in Financial, Mortgage info, The purchase process
Tagged buyers, Financial, first time buyers, mortgages, underwriting
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Wait and See Moments
Delays – I call them Wait and See moments – area common in real estate. Be prepared Continue reading
Are You Really Ready to Buy a Home?
Are you really ready to buy a home? Here’s how to find out Continue reading
What You Should Know about Buyer’s Closing Costs
This article is specifically written for buyers in California where we use escrow companies, as opposed to attorneys, to complete the transaction. But lots of this information may still apply, and it’s worthwhile to consider the overall concept – thinking … Continue reading
Posted in Financial, Realtor's Job, The purchase process
Tagged buyers, closing, closing costs, down payment, first time buyers
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When Do I Move into My New Home?
When do I get to move into my new home? A seemingly simple question with what you would think has a simple answer. Not necessarily. It depends on what is negotiated in the contract in your particular area, what is … Continue reading
First Time Buyer Counseling
Some important things to know about first time buyer counseling Continue reading
Posted in Choosing a Realtor, Realtor's Job, The purchase process
Tagged buyers, decision making, first time buyers
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What You Need to Know about the Recorder's Office in San Diego
Recording the deed to your new home is a final stage in the process of closing. Often you cannot gain access until escrow has closed and recording has occurred. Recent changes in how recording occurs and when will have a … Continue reading


