Category Archives: The purchase process

What is a COUNTER OFFER?

One of the things you are likely to encounter in this market after you make your offer is a COUNTER OFFER. A COUNTER OFFER is a response from the seller, in writing (on a California Counter offer Form) where the … Continue reading

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Buyer Presentations (Part 1 of 2) | The Value of a Buyer Presentation

This is the first in a 2-part series on buyer presentations: Part 1: Why you should have one Part 2: What you should expect from a presentation If you are a first time home buyer, you need to learn a … Continue reading

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BEWARE- The Underwriter

The last stage in the approval of your loan is for the lender’s underwriter to review all the documents in the file – your financials, the application, the appraisal and more. The underwriter is the final decision maker on whether … Continue reading

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Are You a Contractor or Do You Own Your Own Business?

First Time Home Buyers – If you are a independent contractor or have your own business, be prepared for more grilling as you go through the loan process. The days of no doc loans are gone, and you can certainly … Continue reading

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Wait and See Moments

Delays – I call them Wait and See moments – area common in real estate. Be prepared Continue reading

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Are You Really Ready to Buy a Home?

Are you really ready to buy a home? Here’s how to find out Continue reading

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What You Should Know about Buyer’s Closing Costs

This article is specifically written for buyers in  California where we use escrow companies, as opposed to attorneys, to complete the transaction. But lots of this information may still apply, and it’s worthwhile to consider the overall concept – thinking … Continue reading

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When Do I Move into My New Home?

When do I get to move into my new home? A seemingly simple question with what you would think has a simple answer. Not necessarily. It depends on what is negotiated in the contract  in your particular area, what is … Continue reading

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First Time Buyer Counseling

Some important things to know about first time buyer counseling Continue reading

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What You Need to Know about the Recorder's Office in San Diego

Recording the deed to your new home is a final stage in the process of closing. Often you cannot gain access until escrow has closed and recording has occurred. Recent changes in how recording occurs and when will have a … Continue reading

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