Category Archives: Financial

The Importance of Your Credit Score – What it Is, and What You Can Do to Improve It

Having a strong credit history and score is critical in this buying market, especially since the banks are getting stricter with their lending requirements and the scores that are acceptable. Many folks are not really even aware of their credit … Continue reading

Posted in Financial, Mortgage info | Tagged , , | 3 Comments

NEW Tax Credits for California Homebuyers

Here is some great news if you are planning on buying a home, or thinking about it. New legislation signed yesterday by the Governor approved new state tax credits for: First Time Home Buyers Buyers of NEW homes (i.e., new … Continue reading

Posted in Financial, Taxes, What do I Buy? | Tagged , , , | Leave a comment

Misconceptions About the First Time Home Buyer’s Tax Credit

First of all, don’t forget that this credit is not going to last forever. The DEADLINE to get the credit is APRIL 30, 2010 (You must have your new home under contract by that date, i.e., a binding sales contract, … Continue reading

Posted in FAQs, Financial, Taxes | Tagged , , , , | 5 Comments

Changes Coming in FHA Loans

Many first time buyers pursue FHA loans because they do not qualify for other conventional loans with higher down payment requirements, issues with credit scores and other issues. Indeed many home sales in the last year have been FHA financed. … Continue reading

Posted in Financial, Mortgage info | Tagged , | Leave a comment

New Changes in FHA Mortgages

REad more about the new changes in FHA mortgages announced recently Continue reading

Posted in Financial, Mortgage info | Tagged , , , | Leave a comment

Homeowner’s Insurance Questions

A few things you need to know about home owner’s insurance Continue reading

Posted in Financial, Homeownership, Insurance | Tagged , , , | 1 Comment

What is POF (Proof of funds)?

Do you know what Proof of Funds is? And why it is important? Continue reading

Posted in Financial, Offers | Tagged , , | Leave a comment

More on Home Owner’s Insurance, and a Great Site

More information on home owner’s insurance Continue reading

Posted in Financial, Insurance | Tagged , | Leave a comment

What You Should Know About Homeowner’s Insurance

What buyers need to know about home owner’s insurance. Sellers too. Continue reading

Posted in Due Diligence, Financial, Insurance | Tagged , , , | 1 Comment

First Time Homebuyer Tax Credit Extended

First Time Homebuyer tax credit extended until April 30, 2010 with a new tax credit for move-up buyers as well. Continue reading

Posted in Financial, Mortgage info, Taxes | Tagged , , , , | Leave a comment