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- Want to Become a Prepared Buyer? Here’s How « Jeff’s Carlsbad Blog for First Time Home Buyers on What Does a Prepared Buyer Look Like
- What are CC and Rs? « Jeff’s Carlsbad Blog for First Time Home Buyers on What are CC and Rs?
- What Happens if the House I am Buying Does Not Appraise? « Jeff’s Carlsbad Blog for First Time Home Buyers on What Happens if the House I am Buying Does Not Appraise?
- Short Sale Contingencies « Jeff’s Carlsbad Blog for First Time Home Buyers on Short Sale Contingencies
- Home Buyer Solutions on Are You Really Ready to Buy a Home?
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Author Archives: Jeff Dowler
Interest Rates Remain Historically Low
Not everyone is qualified to buy right now, or may not want to. But if you are considering it, know that the interest rates are some of the best we have seen in decades. And we don’t know how long … Continue reading
BEWARE- The Underwriter
The last stage in the approval of your loan is for the lender’s underwriter to review all the documents in the file – your financials, the application, the appraisal and more. The underwriter is the final decision maker on whether … Continue reading
On-Going Education for ME to help YOU
I’m attending the annual convention for the Certified Residential Specialists in Las Vegas. I’m a strong believer in continuing education about technology and strategies for me to better help my buyer clients in this challenging market and I will be … Continue reading
Are You a Contractor or Do You Own Your Own Business?
First Time Home Buyers – If you are a independent contractor or have your own business, be prepared for more grilling as you go through the loan process. The days of no doc loans are gone, and you can certainly … Continue reading
Posted in Financial, Mortgage info, The purchase process
Tagged buyers, Financial, first time buyers, mortgages, underwriting
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Afraid to Ask the Question?
As a new buyer you will likely have a ton of questions. You may feel that you know little or nothing at all about buying a home. So what?! Ask the questions you need to ask. In my opinion there … Continue reading
Posted in General Information, Psychological Stuff, Realtor's Job
Tagged agents, buyers, decision making, first time buyers
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Wait and See Moments
Delays – I call them Wait and See moments – area common in real estate. Be prepared Continue reading
Down Payment Assistance Programs in San Diego
First time home buyers can no longer take advantage of the Federal First Time Home Buyer Tax Credit, but if you are in California you CAN take advantage of the first time home buyer tax credit of up to $10K … Continue reading
Are You Really Ready to Buy a Home?
Are you really ready to buy a home? Here’s how to find out Continue reading
What You Should Know about Buyer’s Closing Costs
This article is specifically written for buyers in California where we use escrow companies, as opposed to attorneys, to complete the transaction. But lots of this information may still apply, and it’s worthwhile to consider the overall concept – thinking … Continue reading
Posted in Financial, Realtor's Job, The purchase process
Tagged buyers, closing, closing costs, down payment, first time buyers
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How to Protect Your Home From Fires
Someone kindly sent along a link to a really useful article about protecting your home from fires. So I thought I would, and should, share it. There are links to 10 different GUIDES, some interactive, as well as a list … Continue reading
Posted in Homeownership
Tagged buyers, first time buyer, first time buyers, first time home buyers, homeownership
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